Why Use A Broker

At Design Mortgage our job is finding you the best loan program available for your specific needs.  We are independent and do not work for a one particular lending institution nor are we tied to just one product line.  Since we are unbiased, we can search all lending sources and find the best possible rate currently available.  We will hold your hand and walk you through the entire process from application to closing.

Our skills go beyond shopping for the best available financing, we use our expertise to present your loan application in the best possible light in order to obtain optimal financing.

 

Comparing Design Mortgage with a standard bank

Design Mortgage

  • No Cost to Client
  • Our Specialty is Mortgage Financing
  • More Loan Options
  • Often Easier to Qualify
  • We have access to Multiple Lenders and Private Money
  • We Offer the Discounted Wholesale Rates
  • Available 24/7
  • Stricter Licensing Requirements
  • 20+ Years of Experience

Standard Bank

  • No Cost to Client
  • No specialty. Required to Deal in Many Unrelated Fields and Products
  • Stricter Qualifying Criteria
  • Only One Bank and limited loan products
  • Standard Posted Preset Bank Retail Rates
  • Limited Hours and by appointment only at the bank
  • More Lax Licensing Requirements
  • Often Customer Service Reps
  • Generally Less Experienced in Mortgage Originating